Business Checking and Savings Accounts

Business/Commercial Checking

This account is designed for business.

• Straight forward core financial account with no transaction limitations
• Low minimum opening balance of $100.00
• Set monthly service charge of $23.00

Sole Proprietorship and Non-Profit Organization Interest Bearing Checking Accounts

Business/Commercial NOW Account

Designed for sole proprietorships, charitable nonprofit organizations, governmental organizations, and school districts who want to earn interest on their account.

• $1,000.00 minimum to open
• Interest paid monthly
• No monthly service charge if minimum balance is maintained
• Monthly service charge of $12.00 PLUS $.10 per debit, will be charged if the balance falls below $1,000.00 any day during the statement cycle.

Business/Commercial Money Market Checking Account

Designed for sole proprietorships, charitable nonprofit organizations, governmental organizations, and school districts who maintain higher balances and want to earn a better interest on their account.

• $2,500.00 minimum balance to open
• Interest paid monthly
• No monthly service charge if the minimum balance is maintained
• Unlimited check writing
• Monthly service charge of $20.00 will be assessed each statement cycle if the balance falls below $2,500.00 any day during the statement cycle.

Business/Commercial Savings

Business/Commercial Savings Account

Earn steady rate of return with this traditional Savings Account.

• $100.00 minimum to open
• Interest compounded and paid quarterly
• Low quarterly $100.00 average balance requirement to avoid $5.00 service charge
• Up to three withdrawals per quarter at no charge. All subsequent withdrawals will be subject to a withdrawal fee of $1.50 each.

• Guaranteed rate for the term
• Terms range form 7 days up to 12 months

Other Related Services

In association with all of our checking account products we offer the following related services.

• Automatic Transfer to and from other First Texas Bank Belton accounts
• Bank by Mail
• Direct Deposit
• First Texas Debit Card
• First Guard overdraft protection
• First Access telephone banking

With First Texas Cash Management, commercial customers will be able to access comprehensive account information and have the ability to act on that information.

Business Loans and Lines of Credit
We have a commitment to provide quality service and a full range of credit products to our business clients. From lines of credit to commercial real estate loans, we have the loan that fits with your company's business objectives. Talk with one of our banking professionals to learn how First Texas Bank can design a program specifically suited to meet the needs of your company.

Lines of Credit
A convenient source of additional funds to help with the day-to-day changes in your cash flow. Have the confidence of knowing that the cash is available if the need arises with this flexible source of financing.

Working Capital
If you are considering expanding your business, a working capital loan might provide the right fit. This loan allows for fixed monthly payments over a specific term to meet your business objectives

Equipment Financing
We can provide the financing for the acquisition of equipment, new or used. This term loan is secured by the equipment.

Letters of Credit
Letters of Credit are available, see your First Texas Bank Lending Professional for further details.

In association with all of our checking account products we offer the following related services.

• ATM ( Automated Teller Machine)
• Automatic Account Transfers between First Texas Bank -Belton's accounts
• Direct Deposit
• First Texas Debit Card
• 24 Hour Night Depository
• First Guard - (Our Overdraft Protection Plan)
• Safe Deposit Boxes
• First Access - (Our Automated Telephone Banking Service)
• Traveler's Checks
• U.S. Savings Bonds
• Wire Transfer Services
• F.D.I.C. Insurance Coverage
• Drive Through Banking Facility
• Money Orders
• Cashier's Checks
• Cash Advances on Visa and MasterCards
• Account Research
• Account Balancing Assistance